SERVICES
Buying a Property
Buying property is a significant decision. The legal process can involve contracts, searches, deadlines, finance requirements, stamp duty, settlement adjustments, and electronic settlement.
Excel Legal assists purchasers by reviewing the contract, explaining key terms, raising relevant inquiries, liaising with the other party’s solicitor or conveyancer, assisting with settlement preparation, and helping the transaction progress smoothly.
This service may include:
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Reviewing and explaining the contract for sale
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Advising on special conditions and key risks
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Ordering and reviewing relevant searches
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Liaising with your lender, broker, agent, and the other party’s representative
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Calculating settlement adjustment figures
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Preparing for settlement
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Completing settlement electronically through PEXA
This service is suitable for first home buyers, investors, owner-occupiers, and off the plan purchasers.
Selling a Property
When selling property in New South Wales, a contract for sale generally needs to be prepared before the property can be marketed.
Excel Legal assists sellers by preparing the contract, arranging the required documents, drafting appropriate terms and special conditions, liaising with the agent and buyer’s representative, and progressing the matter through to settlement.
This service may include:
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Preparing the contract for sale
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Ordering required certificates and searches
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Drafting the main contract terms and special conditions
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Responding to purchaser enquiries
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Liaising with the real estate agent and the purchaser’s solicitor or conveyancer
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Preparing for settlement
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Completing settlement electronically through PEXA
The aim is to help you sell with clarity, confidence, and proper legal support throughout the process.
Contract Reviews
Before signing a contract for the purchase of property, it is important to understand what you are agreeing to.
Excel Legal provides contract review services for buyers who want clear, practical advice before exchange. A contract review can help identify key issues, explain important clauses, and give you a better understanding of the risks and obligations involved.
A contract review may include:
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Reviewing the contract for sale
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Explaining key terms and special conditions
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Identifying unusual or important clauses
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Reviewing title documents and relevant certificates
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Explaining settlement periods, deposit requirements, inclusions, exclusions, and other key details
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Providing practical guidance before you sign
This service is particularly useful for first home buyers, auction buyers, investors, and off the plan purchasers.
Transfer of Title
A transfer of title may be required where ownership of a property is being changed outside a standard sale process.
This may arise in family arrangements, relationship breakdowns, estate planning arrangements, refinancing-related changes, or other ownership restructuring.
Excel Legal assists with transfer of title matters by explaining the process, preparing the required documents, liaising with relevant parties, and helping progress the matter toward completion.
This service may include:
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Advising on the transfer process
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Preparing or reviewing transfer documents
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Liaising with lenders, solicitors, or other relevant parties
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Assisting with verification of identity requirements
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Coordinating electronic settlement where required
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Helping arrange for the title to be updated correctly
Depending on the circumstances, stamp duty, tax, mortgage, and financial advice may also need to be considered.
Lodgement of Notice of Death
When a registered property owner passes away, the property title may need to be updated to reflect the change in ownership. A Notice of Death is commonly lodged where the property was held as joint tenants, allowing the deceased owner’s name to be removed from the title and the surviving owner to remain recorded as the registered proprietor.
Excel Legal can assist with preparing and lodging the Notice of Death and reviewing the supporting documents required for the application, including death certificates and title details. We help ensure the lodgement is completed carefully and efficiently, so the property title accurately reflects the current ownership position.
This service may be relevant if you have recently lost a spouse, partner, parent or co-owner and need assistance updating the title of a property in New South Wales.
Lodgement of Mortgage
A mortgage may need to be lodged and registered on title when a lender takes security over a property. This can occur when a property is being purchased, refinanced, or used as security for a loan. Once registered, the mortgage records the lender’s legal interest in the property.
Excel Legal can assist with the preparation, review and lodgement of mortgage documents through the relevant electronic lodgement process. We help ensure the mortgage documentation is correctly completed, signed and lodged, and that the registration process is handled in line with the required property law procedures.
This service is suitable for clients who require assistance registering a mortgage on title, including private mortgage arrangements, refinance-related matters, or transactions where legal support is required to complete the lodgement properly.
Lodgement of Change of Name
If your legal name has changed, your property title may need to be updated so that it matches your current legal identity. This may arise after marriage, divorce, separation, or a formal change of name through Births, Deaths and Marriages.
Excel Legal can assist with preparing and lodging a Change of Name application for property title purposes. We review the required evidence, confirm the relevant title details, prepare the necessary documentation and guide you through the signing and verification process.
Updating your name on title can help avoid issues in future property transactions, including when selling, refinancing, transferring ownership or dealing with a lender. We make the process clear and straightforward so your title records remain accurate and up to date.
Review and Advice on Mortgage Agreements
Before signing a mortgage agreement, it is important to understand the legal effect of the document and the obligations you are taking on. Mortgage documents can contain important terms relating to repayment obligations, default, enforcement rights, interest, fees, security, guarantees and the lender’s powers if the loan is not repaid.
Excel Legal can review your mortgage agreement and provide clear advice on the key terms, risks and legal consequences. We explain what the document means in practical terms, highlight clauses that may require particular attention, and help you understand your responsibilities before you sign.
This service is particularly useful for borrowers, guarantors, private lending arrangements, refinance matters, or clients who have been asked to obtain independent legal advice before mortgage documents are finalised.
Lodgement of Transmission Application
When a property owner passes away, a Transmission Application may be required to transfer the deceased owner’s interest in the property to the appropriate legal personal representative, such as an executor or administrator. This is commonly part of the process of dealing with property held in a deceased estate.
Excel Legal can assist with preparing and lodging the Transmission Application, reviewing the supporting documents and guiding you through the title update process. This may include considering the grant of probate or letters of administration, the current title details, and the capacity in which the applicant is lodging the application.
A Transmission Application is often an important step before a property can be sold, transferred to a beneficiary, refinanced or otherwise dealt with as part of estate administration. We provide careful, practical guidance to help ensure the property title is updated correctly and the matter progresses smoothly.
